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Updated 9 months ago on . Most recent reply

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Alison S
  • San Diego
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Quitclaim deed uninsured title question

Alison S
  • San Diego
Posted

Title company is asking for an Uninsured Title affadavit to refi out of a hard money loan.  

Are there title companies that will still insure a title in the home is a quitclaim and the previous grantor won't sign an Uninsured Title Affadavit?  What do you do in that situation?

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Chris Seveney
Lender
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  • Investor
  • Virginia
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Chris Seveney
Lender
Pro Member
  • Investor
  • Virginia
ModeratorReplied
Quote from @Alison S:

Title company is asking for an Uninsured Title affadavit to refi out of a hard money loan.  

Are there title companies that will still insure a title in the home is a quitclaim and the previous grantor won't sign an Uninsured Title Affadavit?  What do you do in that situation?


 Never had an issue in the past with getting title insurance. Try another title company.

Also why wont the prior seller sign an uninsured title affidavit. Its a simple form that basically says they have been paid and have no further interest in the property. 

  • Chris Seveney
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