This will more than likely present unique opportunities, but I do not yet have the real estate experience to confidently navigate and capitalize on such a situation (I have a few ideas though).With that being said, I've been researching the incredible world of real estate investing, and I am ready to take that first step, developing a strategy to enter the market.

@Alexander Ramos Getting to 80% LTV is going to be accomplished by a combination of two things: the equity pay down you mentioned and also force appreciation by raising rents.

I feel like I have a unique perspective of the industry being a contractor that caters to Investors.

Combined market value for the properties is around $190,000.

I'm looking for more experience managing properties, but I have owned my own home since 2011 and now rent it out back in Wisconsin.I realize there are a ton of factors here, but it's a pretty unique opportunity.

It is a unique approach.By the way, if you have questions about your specific situation, I may be able to help.

I'd try to tack together a combination of 3-month or 6-month stays to get it filled. 

You could also make the case to the seller that their home is unique and that you would like a longer than usual study period so that you can bring them the best possible price. 

Andy’s IRC 415 limit is based on 20% of the combined income of $10,000

You can go through may tenant combinations to the point even where non of the originals remain and you do not return any deposit until the last tenant leaves.