Our attorney told us the average judge doens't have the time to research all laws and will just go with the flow and award deposits to the tenant.Better off calling it a nonrefundable Holding/Reservation FEE:)- Fees are understood to be nonrefundable.

I haven't done so yet, but it's a good card to keep up your sleeve for when you are ready. 

If so, who was the lender, and how was your experience?

I would like to do more than just one property, so I will keep that in mind.

So, we get things like this. 

So how exactly does a seller concession work? 

They honestly know what they are doingThe true way to know if someone is reputable is if they know their guidelines, can call you out if you are being unrealistic, and are quick to kill a deal rather than piece gum together and see if it will pass.

Speaking of Quickbooks, if a tenant goes a few months without paying through the app, you have to re-connect them to Quickbooks after the tenant calls because they are unable to pay. 

This is your first loan, so you have no exp but let's say your credit is good, maybe 750.  

So please take my words with grain of salt.1.