Then you can easily get confused with the rules that often seem contradictory.If your goal is to get a general overview, the BiggerPockets bookstore sells two books on REI taxes that are an easy read, unlike the Vernon Hoven book recommended by someone earlier.

I would say get involved in some aspect of real estate though, local meetups, read through the BP books and look for a house hack.  

Post the deal online and take it to Local Meetups to Vet the deal and get feedback.3.

Flood insurance can be expensive and it might be worth reading my post about it.https://www.biggerpockets.com/forums/61/topics/364937-reducing-flood-insurance-costs?

Read read read!

If I am reading this correctly, you have in your spreadsheet of ~85k.

My net worth is high enough where the peace of mind significantly outweighs any mathematical benefit.That being said, my CPA swears up and down that I should but my first rental property with 50% down instead of paying cash, so I'll listen to her.In terms of programs, I'm honestly just going to read every book I can get my hands on over the next 6-9 months, grab a mentor or two, and see where that takes me.

Thanks Anthony, Have been buried in book reading since I started, always a good way to get educated.Thanks for the welcome.Rob

I wondered why the City of South Bend would hire an out of town company for the study until I looked at their national client list which includes over 450 reports for builders, developers, cities, non-profits, planners, investors, lenders, small companies and development subsidiaries of several Fortune 100 companies.You can read the report here https://www.southbendin.gov/sites/default/files/fi...The report is mainly about the residential market potential of downtown South Bend but the gist of it as it relates to your question is that on page 5 it states that approximately 60% of the households in the entire City of South Bend are owner occupied and 40% are tenant occupied.The US Census Bureau data confirms this with their latest data showing appx 59% owner occupants and 41% tenant occupied here:  https://www.census.gov/quickfacts/table/PST045215/...

Stay engaged on here and read, read, read!