I have been involved in various areas of construction for over 20 years, with the last 5 being primarily spent as a project manager in the temperature control (HVAC) industry.

Type - If you're investment is residential you can move it into industrial, commercial, raw land, etc.  

In that time, I have worked with clients in over a dozen different industries, and with many of the major technology companies in this area, including Intuit software.  

Rent Control LA TIMES COSTA HAWKINS and 1506Rent control lead to blight in the innercities of South Central LA Get word out to home owners, realtors, property managaers, plumbers, contractors, housing industry, people who like strong local economies, people who own houses or duplexes to vote no on rent control

As of now the preference is for medical office space but professional office, industrial, and retail uses will also be strongly considered.  

Credit Scoring is industry specific and you can get your real score until you apply to actual lenders.

I am new to the real estate industry as well as new to the area.

However just because this is common the banking industry and as a practical matter, we have to deal with in the best way we can.

Word of advice, the people who you will see asking similar repetitive broad questions never stick around in this industry.

as others have stated.. what you will find out is the deals just don't quite make their criteria so they never fund and never refund.... can't say never but there is a company on BP hardmoney lenders pageCalled dohardmoney they promise 100% funding for newbies  you just have to buy their course for 3k.. and its about a 800 a file submission with no gurantee of funding.so feedback from a few is they actually landed a loan.. and then the rates are sky high  Highest in the industry.