I would ask if they are looking for just private lenders or if they are open to hard money lending as wellIf the latter, I'd say: "Feel free to message me, I'm sure I can give you a few options" or something to that affect

That's why it's not selling.In most markets, your Maximum Allowable Offer (MAO) to a seller should be no more than:        MAO = (70% * ARV) - Repairs - Wholesale_Fee        MAO = (0.7 * 290K) - 40K - Wholesale_Fee        MAO = 203K - 40K - Wholesale_Fee        MAO = 163K - Wholesale_Fee               - OR -        MAO + Wholesale_Fee = 163KSo, you'd need to get this under contract with the seller at under $163K to make any money at all as a wholesaler.At $200K you're NEVER going to get any interest from experienced rehabbers.This is also why you probably got no resistance or pushback from the seller.

We did carefully weigh our options and we determined this was the best one, despite knowing that we'd have to pay a small amount of capital gains tax.

In both situations we the buyer can ask for owner financing, and I do ask each time I make an offer. 

TIA Others have noted the Multifamily DSCR Loan option - just adding this article on the topic published last year on BP if it helps!

"Can I make an offer contingent upon finding a tenant to lease the space within X amount of time?

I noticed that some other brokers that I already use don't offer the option.Thanks!

And house-hacking is the quickest way to build wealth in real estate from scratch.At the risk of sounding like an agent angling for your business, I would offer a word of caution using your friend, unless he or she really knows the nuances of what you're looking to do. 

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – so, they often select the first PMC they call or that calls them back!

She reached out to me and asking if I can waive the late charges because she laid off and looking for a new job and she doesn't have the rent for now and no time frame to pay the rent.My answer was no and I offered her to pay what she owes and move out immediately before I start the eviction process.