If you get the loan directly in your name as a non owneroccupy you should be able to get a 30 yr loan - but the fees and the PITA (pain in the a.. ) it is to you it may not be worth it.Ive heard a couple local banks will lock in your loan (or would a year or two ago) for up to 15-20 years - but I think that was for folks with great looking balance sheets and high w2 income and likely no more than a 70% LTV.  

A little insight @Brandon Williams, Shorewest pulls data from the MLS's IDX feature, the most up to date data for non Realtors is Realtor.com.3&4 units tend to be in high demand for the casual investor, the debt level is not terrifying, and most owner own maybe 1 or 2 properties, as a diversification play in their retirement strategy, this makes them highly desirable, and pushes the price up.

I guess you can write whatever you want into a lease, but getting an eviction for anything but non-payment is a very hard road in NJ.  

Non-investor locals are having major price shock especially in Northside.I think the bright blue is not working in your favor. +/- $15000 and there are several options within a couple blocks that have more architectural appeal.Apjones is a bit on the edge of the desirable business area for the non-family buyers.The weather this week is going to be very nice... there should be a lot of people out looking.

Hello Everyone, I started investing in Non Performing Notes a couple of years ago, so I still consider myself new at it.

I would strongly recommend finding out how they will settle non total losses as well as a total if you are not insured to the full replacement cost. 

Added some 'character' to the wood floor, but oh well if a rental.I hit the thinner tar adhesive from hell with  citri strip, a non-toxic stripper.

@Javier D'Espaux Non-Recourse is the term I think you're looking for. 

The tenant will get that security until you show damages or non payment of rent to YOU.Tell the seller to kick rocks with bare feet!

Having the license is super beneficial because you can earn additional income from helping friends/family and also convert non wholesale deals to listings if the seller isn't motivated enough.