Hi Nikk,Go see an LLC attorney.There are nuances that you may miss if you do it yourself.Good Luck!

I’ve learned over the years to not think about much anytime I’ve had even one drink of alcohol.

I use mine all the time and really missed it when not having one.

Normally accomplish by asking them to give you the new account numbers for electro and gas.I’m just pulling this off the top of my head but I have a internal full time property manager so she deals with all this for me and I haven’t done this myself in a while so I’m sure I’m missing things.

For example, instead of the rent being due on the first, it is now due on the 15th.And then he'll miss the new due date hoping you'll change it to the 30th.

The article said that HELOCs are floating-rate instruments, so they're less attractive to take on a floating-rate loan at a higher rate than a general low and a fixed rate.My issue is that I don't want to pay $3,000 to do a cash-out refinance and I don't know how long it will take to get a deal (WHATEVER I define a DEAL as ;) ), but maybe I'm missing something here...If you are approved for a HELOC and the value of your home goes down, will you still have access to all of the funds?

Key differences I see: Much higher rentMarginally higher fixed expenses around $525Marginally higher variable expenses around 725 - as it is an older house, as are all in westchester, frequently more things break, keep a larger repair budget available.If you are living in a unit then you would be on the hook for about 2545 (2345 + 200 missing cashflow). 

@Fili Aguirre No one applicant is perfect, one has to give points to a strong rental history, with the mid-range credit score with a middling LL recommendation, against the applicant with low credit score (bad decisions a few years ago) but who now has a solid employer but who's missed a car payment.

@Basit Siddiqi - ok, then I am still missing something!

What am I missing here?