The big money guy didn't materialize and she wouldn't even buy it for herself because of the interest rate, which I don't blame her, but she had no interest to do what it takes to improve her FICO and save up a little money to get an awesome first-time buyer loan.

An owner has numerous other expenses like maintenance and capital improvements that come into play.

Appreciation and debt reduction aren't going to improve your cash flow one penny in the next 7 or 10 years.

-Having said, what are my chance of financing a home without a record of income?

Here's your chance.

A shop can give you many added capabilities, improving the quality of routine tasks and equipment maintenance, as well as potentially enabling bulk purchases, or even taking advantage of "rack" programs by local suppliers.

Also the closer you get to the auction the greater the chance the bank will want to negotiate with you, especially if its a Sub-prime mortgage.

That tends not to be the case with high deductible plans because they are intended as more of a back stop so there is a chance these plans may not be offered in the future.

That way gives you, the buyer, a chance to contest the fees.

(The company assisted real estate investors with coaching services, property leads, financing, credit score improvement, etc.).