Based on your goals, experience level, and my assumption that high earning w-2s tend to be demanding of your time, I actually think that there are better ways for you to offset your w-2 income.

I've witnessed decreased credit scores, rising credit balances, and stricter underwriter guidelines.

An active approach in commercial can send the ROI sky high.  

I feel this would be a much higher cost due to the high level of labor needed.Thoughts?

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+, zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680, some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

One of my kids signed a lease with a big apartment complex. 

I've witnessed decreased credit scores, rising credit balances, and stricter underwriter guidelines.

Not blaming them directly but they don’t provide information if the tenants breaks the lease I was charged and the tenants can’t be charge because they no longer are a part of the portal anymore.

Can you share any high level details about the nature of the trickiness so we can also help others learn on this thread?

But because of high prices and high rates most of the properties seem to be breakeven (at best), so this may be something to look into once rates decrease.