More likely to attain less favorable terms such as an ARM at a higher rate.

Good Morning BPI am in contract for a 0.5 acre of land to build my family's forever home in a few years (start build in 3-4 years). my local bank is offering me a 20 year 5 ARM loan at 3.75 % rate.

Commercial loan able to get 3% w/20% down 5/1 arm amortized over 20 years. 

@Jacqueline Palomino, I think a lender even a hard money lender would have issue with your sale because it isn't an "arms length transaction".

They came with armed Los Angeles Police Department backup, an L.A.

Nearly all icemakers will have a wire arm or a plastic flap that shuts off the icemaker when the ice bin gets full. 

Is this a large, plastic wheeled bin empty by a truck with the mechanical arm?

The crucial part is that Fannie Mae explicitly allow for the appraisal of owned solar systems - cash paid or loans, but explicitly disallow leased systems or PPAs.

So I was thinking about purchasing a home using a HML and paying any surface level rehab cost out of pocket and getting a 5/1 ARM.

I think we need to approach banks and specifically ask if they have a portfolio lending service that they offer first and foremost.We actually already have one banked lined up that will lend in the LLC's name while we personally back it with an ARM at a higher percent.