Just send me a PM and I'll send you his info.I will respectfully disagree with Eric in regards to getting your realtors license. 

Where we do disagree is whether hands-off landlords need to send 1099s.

I have to disagree on that...I started out as a mobile home investor buying homes in communities, and only ever had my properties increase in value after a few years (if not sooner).

Other investors might disagree with me, but there are not really any bad areas in KCK.

Without wading into the obvious sexism here, I will also disagree with almost everything you say here.

@Thomas Shepard, @Brandon VanderfordWe politely disagree with your opinions.Ask any attorney about contracts and they will usually tell you the longer the better.Looking at it another way, if you took your local real estate board listing contracts and expanded the font size from 6-point to 12-point and made it letter-sized, how many pages would it be?

@Zachary GilesI'm going to respectfully disagree. 

I disagree with this part. 

Personally I disagree with this.

I'd have to disagree with you about a lender's ability to evaluate the merits of a particular deal---I may have not presented a compelling argument for involvement on this post, but numbers don't lie and the numbers are the basis of all loan decisions...I'm going to bed before I make another mistake (like piss off the moderator)---My apologizes to MikeOH for the bad form...Regards,Scott MillerOriginally posted by "Ryan Webber":Scott, I think you miscalculated there.The Debt Service Coverage Ratio (NOI / DS) = 1.33 in the example you provided.