If you plan on using your VA loan (which I highly recommend for a house-hack) you have a few options: Your best bet would be getting a full time job lined up immediately after your EAS.

I don't know the average time on market there, but would bet it's in the 6-12 month range.  

If you expect to use it for another property and pay back the "loan" over a few years, the REFI is probably the better bet.

@Caleb WilsonI would be happy to help out with any questions you have, feel free to reach out anytime.

Note: It is too late to take a loan under the CARES Act.Distributions:If so, you can take a penalty-free distribution (as well as waive the 20% withholding requirement) from your 401k (assuming that the employer allows it) anytime between 1/1/2020 and 12/31/2020.

I bet the concrete is not dense with aggregate, and aggregate is like pebble river rock instead of crushed aggerate.  

With CA prices, it creates the need for high amounts of capital on hand at anytime, but the competition in CA is crazy too.

Should be able to find them with a google search.If you have any other questions or ever just want to chat, please feel free to message me anytime!

Feel free to reach out anytime if you have other questions or just want to chat!

The repayment terms for a 401k participant loan are equal monthly/quarterly payments of principal and interest (typically prime plus 1%) over a 5 year term (longer if used to acquire your principal residence).Please note that if you take a full $50,000 and then pay back the loan, you can't take another $50,000 until 12 months after the first loan was fully paid back.Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).Please keep in mind the multiple loan rules:Under those rules, the sum of the balances of a participant's outstanding 401k loans under a single 401k plan (using the highest outstanding balance of each loan over the last 12 months) can't exceed 50% or $50,000 whichever is less.