Insurance must remain in place in the seller's name during the Lease-Option term, but you should be added as a loss-payee.

If you can make a little extra of the financing thats great, but it doesn't make sense to me to include it in the valuation a property.

And depending on your payment, you might be adding that much of debt reduction each month. 

I have vetted a PM team in the same city as my other SFR rentals, who can handle the added work associated with multi-family complexes.

There also nothing that says you can't take an extra class to help cover areas your profession doesnt cover.

One of my rental properties has some equity on it, I am thinking to do refinance and take out the extra equity, is it call cash out refinance ?

For example, when renovating our master bathroom, we decided to install ceiling lighting in the bedroom, which not only added much needed light, but also created an accent wall that makes our bedroom feel significantly more polished.

@Jimmy Tran  i thought your purchase price had an extra accidental zero on it, then i seen you were in cali. 

Contributing to either a traditional or Roth IRA can be an added bonus.

Under the rules of Prop. 13, the Office of the County Assessor appraises new construction at fair market value when the improvements are complete, and the value of the new construction is added to the total assessed value of the property."