Additionally, I have signed-up for a couple of meet-up events in my area to get any advice and insight.

Whether we meet or not I wish you the best on all your dreams and goals!

After 4 months they give you the opportunity to open a secured credit cardAnother is called "Kikoff": These guys will report a $500 Limit Credit Line for less than 5 bucks a month.These modern services are a great place to start, they will never report late payments, won't get you into debt and build your credit score every bit as much as credit cards.After you 3 - 5 of these open for 90 days THEN apply for credit cards, you will get much better approvals, higher limits, lower rates, more rewards etc...Mortgage lenders will also be looking at how long those accounts have been open.

Refi's typically have a slightly higher interest rate than a new home purchase.  

City council says the bill would not be considered until after the council meeting this month.Rochester’s Housing Quality Task Force expands focus to homeownersIn order to evict a tenant or deny a renewal, landlords would have to prove the tenant did not pay rent and that it did not result from an unreasonable increase in rent, the tenant violated an obligation of the lease, is being a nuisance or doing illegal activity, or unreasonably refusing to give a landlord access, among others.

I can't make the numbers work with these rates and high prices.

Two years ago they were offering me a competitive rate however after one year they raised the rates quite a bit. 

That means you need to average a nightly rate without the cleaning fees of $240 on a small cabin. 

Take every con-ed class you can and sit in on every sales meeting your brokerage holds. 2) Be available whenever your client is available.

Option 2: Private LoanIn this option, a promissory note is written for my partner to loan me the down payment amount (20%/$46K) for a 2-5 year term at a 10% interest rate (details are still up for negotiation - are these terms reasonable for this kind of deal?).