If they don't grant the request I will "fix it". 

Record search indicates that bank granted Warranty Deed to HUD. 

Granted, not everyone will pick up on it, but many people will.  

I would be curious to hear your thoughts on that area as an investment since you live within a half hour of my properties (granted in a much nicer part!)

Granted, of many brokers and many attornies, but frankly, it's nothing more than opinion and I've never seen a single case that would back it up. 

If you take payments for granting a FROR, you're financing that right, that is not a RE financing issue at that time (it is as to financing something that has little value) but if later on, the seller agrees to sell, then reduces a stated sale price based on payments received, then when that credit is applied, you have a RE financed transaction.

very good questionI've been tackling a the question of how fast and how much. to the point where i crossed out 2 units MF as not being enough unless each units has 3 bedrooms,  and looking at small apartment building. granted my searches are based on affordability so I'm home learning do the analysis will bring me back to where i need to be as far as what my plan dictates.

Granted, this would be with points, but they don't need to know any of that.

The business license doesn't grant nor deny you the right to use the name, it's a separate issue. 

She called me back after they discussed my loan and said they would grant it if I could put down a little more which I scrapped up, made the fixing tougher but I got it done.