A closed mouth doesn't get fed!

[Vinny Gaines]

So my business partner had a pretty good morning. 

We ran her credit last night and found a 30 day late notice on her credit report. Needless to say she was a bit upset to see that there since it had dropped her credit score pretty significantly. Knowing that I do credit repair, she asked me to 'fix it' for her. 

When I reviewed her report I noticed that this account had been open for over 6 years and this was her first blemish. I told her "Call the creditor tomorrow (Express/ CBNA Bank) and ask them for  "goodwill forgiveness" and lets see what they say. If they don't grant the request I will "fix it". 

So she called the credit department and spoke to a very rude and unwilling agent, so she asked to speak to the supervisor. To make a long story short, the supervisor was more than happy to fulfill the request. More than happy!! The supervisor promised that  they will be sending out a letter which states that they will be removing the blemish within 30 days...NICE!!   WOW, lesson learned. 

Sometimes, if the cards call for it...you just gotta ask. Sometimes this method works by sending in a letter.

Hope you enjoyed.