![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1813383/small_1626230880-avatar-jasonp485.jpg?twic=v1/output=image&v=2)
20 July 2020 | 9 replies
Yes you can do that scenario but you want to be aware of IRS Section 121 regarding capital gains tax If you occupy the property as your primary residence for 2 years during the 5 years prior to selling it, you can get up to $500k tax free.But if you don’t intend on selling it within a couple years, IRAS Section 121 won’t be that relevant.Check with your CPA regarding tax guidance.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1097987/small_1621508839-avatar-wyattb6.jpg?twic=v1/output=image&v=2)
30 August 2018 | 8 replies
This includes 6 months of personal funds and 6 months (including salary expenses to myself) in my business account.Tier 2 - 6 months+ ROTH IRA.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/248922/small_1621436120-avatar-lucky7scardz.jpg?twic=v1/output=image&v=2)
22 December 2017 | 14 replies
Also on Meetup.com is a group called Real Estate Wholesale/Flip/Self-directed IRA Workshops and it's run by Dima and Tatiana of Sound Housing.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/612896/small_1694604887-avatar-demjan.jpg?twic=v1/output=image&v=2)
15 October 2020 | 13 replies
The other option I was considering to convert my retirement funds into Self directed Roth IRA LLC and use this tax deferred strategy as part of my future real estate portfolio for, say, BRRRs...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/629323/small_1621494175-avatar-andresbernal.jpg?twic=v1/output=image&v=2)
25 September 2017 | 5 replies
Retirement Account: One area that investors with full-time jobs often forget, or just don't know, is that you may be able to borrow against your 401k, IRA or 457.These are just a few options.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/854353/small_1696102756-avatar-nates2017.jpg?twic=v1/output=image&v=2)
15 August 2017 | 16 replies
I haven't done it but you can find more info if you google self directed IRA or self directed 401k .
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1076351/small_1621508493-avatar-jamilr.jpg?twic=v1/output=image&v=2)
4 June 2019 | 94 replies
Larry called me and he was telling me about cashflow and how people pull money out of their 401k/IRA to buy their products.They still sell unfinished properties and leave the customers after they get their money.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/278947/small_1648391619-avatar-constanceg.jpg?twic=v1/output=image&v=2)
27 April 2019 | 22 replies
Here are a few "hot dog stand" ideas: Airbnb, Short Term Leasing in your home, Notes, Lending, Wholesaling, Tiny Houses, New Construction, Partnering, JV's, REIT's, Commercial, Lease Options, Crowdfunding, 1031 Exchanges, SD-IRA Investing/Lending, Self Storage, Mobile Home Flips, Tax Liens, Property Management, Realtor, Bird Dogging, etc.:0) Connie
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1740378/small_1621515174-avatar-jessicaf100.jpg?twic=v1/output=image&v=2)
9 June 2020 | 7 replies
I believe because of the corona virus that reserves like 401K, IRA or anything attached to the stock market you know can only use 70% as opposed to 100% Also, private lenders, portfolio lenders and HML will have their own criteria for cash reserves.