I've read of this being valid, but I don't know enough about VA and IRRRL loans to be able to confirm, deny or caveat.

While it’s easy for the tenant to get electric and gas switched over to themselves, many cities either won’t allow tenants to switch water/sewer, or worse - let them switch it and then hold the owner liable for any unpaid bills.

I want to make the best decision for myself and I think you gave very valid points.

Sounds like you do not have a listing agent....and honestly, without one you are likely to run into appraisal problems, so that is a valid concern.

Your points about college are so valid and that is why I don’t know if it will be for me.

I’ve completed some maps on how I would reach my overall goal and the testimonies are the key to validating options.  

It is a possibility, and I think all of your concerns are valid.

BRE did not hold a hearing to determine the validity or invalidity of the charges.

The home is older, built in the 1930, radon levels are at 5.5, but it does have gas heat (most are oil in this area), and window units for air. 

If you did not know the City will have the Electric company remove your electric meters and put locks on natural gas meters after a fire.