or what documents will borrowers need to submit to the loan officer for refinancing?

Those that respond “$0” or something ridiculous, you can request income documentation from them to justify.Don’t be afraid to share with them how much your property taxes & Insurance increased and that YOU cannot afford to absorb them.ALWAYS get an increase or something of value annually or tenants will start thinking they should never have an increase, making future increases that much more difficult to negotiate.

Have you seen the actual covenant document prescribed by the county?

Regardless of the type of loan (Dutch or non-Dutch), HML’s only provide rehab funds for work completed after some kind of inspection (in-person, photos).

What made you interested in investing in this type of deal?

Are there any Extended Stay type hotels in your area? 

The vast majority of escrow/title companies still use email to send/request documents e.g. disclosures, wire instructions, etc.   

What made you interested in investing in this type of deal?

Purchase price: $290,000 Cash invested: $20,000 a first home purchased that turned into a rental through house hacking What made you interested in investing in this type of deal?

I would get a lawyer involved and have clear documentation with the town zoning/permits.