I'm new to investing and have been researching for the last few months alon with learning through a program.

Be alert, if you time it right you might be able to get down payment assistance/grants (I got $5,000 from a local program and used it to buy my interest rate down to 3.125% which is way below typical market rates for a Duplex).

21st Century has a CASH program that is considered one of the most attractive options for new homes.  

Again, no education or training involved with this process.There are no tests, no certifications, and nothing else to stop your average, uninformed, real estate agent from making offers on HUD properties.  

I always enjoy them for programming related events. 

If you truly have some good deals here, Brian, and really believe anyone who buys them is a liar, then you ought to take Jay's advice and find an experienced partner willing to help and train you.

I am looking at sourcing different rebate programs or other for apartment communities.We have owners from out of state that are seeing significant appliance rebates for toilets, energy star rates appliances etc. in CA and other states, but I am having a hard time sourcing similar programs in Minnesota for market rate communities. 

There were a few years of pain, but then over a period of 3-4 months, I started getting certified letters in the mail requesting I refinance those houses under the HARP program.

They have a Bank Account that was opened 8 days ago.Normally my background check program requires name, DOB, ss#, DL#, and an address.

That is what the gurus sell to get you into their coaching programs, but it is far from reality.