I'm turning around to the community for help, does anyone have any recommended companies they would suggest that offer the realtor.ca listing service for a flat fee, no commission?

If you aren't over the income limits I'd strongly suggest looking at the Freddie Mac Home Possible loan over the FHA. 

Any suggestions would be greatly appreciated.

Would you suggest a list and if so which is a good one?

Personally I'm not sure that I would ever do it on my own residence, but it doesn't seem like a bad solution for rental properties where every penny is being pinched as @Mark Fries suggested. 

Also hard money lenders are also seeing this as a problem.Any suggestion on what to do here?

Would really appreciate any comments/thoughts/suggestions... or 'dear god man run away from that park comments...'

Thanks for the suggestion on searching for users. 

Do any of you have good suggestions on some books for investing in real estate, getting into the stock market, and/or wealth building overall. 

I still feel I am missing something, because if this is the case, no one will invest in this country,  so I asked my question in  here.Any suggestion is appreciated!