There are a score or active Canadians here on BP, so if you have a Canada specific question, feel free to give a shout.

I can not tell you how many times I've been told an applicant has "pretty good credit," and then when I check it they have 8 trade lines in collections, prior bankruptcy, an eviction, and a 510 credit score.  

I usually by QuickBooks through Amazon, and I get the Download Version. 

These can take 4-6 weeks to complete as the lender has 2 reviews, construction work and personal data.Hard Money-Score requirements not an issue.

I have spent countless hours --- my own version of analysis paralysis -- trying to decide.  

Verified income, credit scores of 800+/-, all units cash flowing, no personal debt, over six figues in retirement accounts, etc.

In a bad catch 22 - score is going down and need to sell , need immediate loanI dont understand why on earth i can't find someone who does private lending in my area.

My Score is between 680 and 710 because we buy and sell a lot of property.We bought 2 4plex units the end of 07 We have a short term note on each for 8 months so we can season them, and find a lender as well.We need a fixed rate we hate ARM’s seeing how much trouble people are in today.Were looking for 75% LTV 30 year fixedNo seasoning or unlimited properties is important

At least my credit score's pretty good, so it just might be do-able, lack of income documentation be damned.

I had a great credit score of 750+.