Most of the same facilitators offer such plans.Once you have determined the best plan type for your needs get on the phone with a few providers.

The formal work bid that comes from him will need to show an itemized break down of the total cost of repair between labor and materials. 

In the event of any lease issues I would buy my little niece a burner phone and have her call in the middle of the night."

It is enough to keep the property in a state of good repair, but probably not enough to upgrade the property to the next level (and raise rents), if there is a market for that.

Worse case scenario they told me over the phone (pre-screening questions) that they're credit score was probably around 400, so that would exclude them anyway according to my Standard Qualifications. 

I'm not allowed to post a phone # on this thread according to BP.

I just ran out of web lookups and was told I need to call their number and enter each number over the phone to look them up.Is this process that I'm using standard?

The property is a 5 unit building with the following information: Rental income is $4,000 per month or $48,000 per year totalTaxes are $375 per month or $4,500 per year (this is higher than current but factoring in that they will increase)Estimated insurance is $200 per month or $2,400 per yearExpenses: Vacancy 8%Management 10%Other expenses Landlord pays water at $400 per month or $4,800 per year Realize this could be a cost savings in the future, but want to analyze as isGeneral maintenance (including minor repairs on property) including grass and pest control estimate at $300 per month or $3,600 per yearCapital reserves for Cap ex (appliances, windows (52 windows on building), roof, siding, etc. which I based on building a capitalization table based on useful life of items and number of units) at $460 per month or $5,520 per yearLoan: All in after down payment the loan would be for $300,000Assuming 7% interest rateAmortized over 20 yearsThus comes out to $2,325 per month or $27,900 per yearSummary Income Per Year:$48,000Property Exp.

If he is an operator, he should have access to the unified plant ip Skype phone system.

You don't need to swing the hammer but learning how to price repairs and find and vet contractors is important.Yes, using 3rd party PM is an option.