Originally I was told to require all tenants to obtain renter's insurance, but I have had prospective tenant's object to this idea because they are mostly college students who own few items of material value. 

Objective: Purchase a duplex in Los Angeles/Greater LA. 

Strategies and goals shift, yes, but you need to know if it's a true shift for good reasons, or if it's shiny object syndrome (google that). 

Been doing a lot of in person meet ups over coffee to re-establish connections and re-iterate my objectives.

I am curious, what are your objectives?

I am more than happy to provide my resources and process so you can have an objective look at what can be done with the property. 

chasing all of the shiny objects that pass in front of me.  

@Stephen Kennedy- Great point - however, do you find that sharing you ROI objectives and formulas with your agent is a positive step?

Basically, their objection isn't "6-cap" it's basically their max loan amount.

@tom Flood - sounds like a great plan my wife and I were in the same boat as you with our first home being so depressed that we would be paying someone to take it - we did what you did as a landlord and then had to open source our property to tendants we didn’t know personally, here’s my thoughts you have s plan - stick to it do not sway (we did or (I) did and it didn’t turn out all that good) so if tenant doest fit they are not NOT an option even if you truly want to help them or bless them because you feel so fortunate for your own blessings - separate you wants/desires from the plan and look at it and at the tenadants as do they fit or not objectively - remind them that the property is yours and they can live there if they play by your rules no execuces or acceptions - it is business you give them the respect they deserve an expect the Same that’s it - stay objective in every desision try your best to keep emotions out of the relationship and you will use solid thinking - I knew all this before I became a landlord but choose to let emotions rule - not that great in hind sight - anyway when the market turns an if being a LD is not for you and you can’t cash flow a PM then get out - some article  I read on BPhad the opinion that you   Need 5 properties to CF a PM- please forgive any type-o this was writton a phone🤓