Or is there just too much land in Texas, so instead of building duplexes, people just keep building further east and north?

HOA has a Reserve Study outlining $400,000 in outstanding work that needs to be done between the two buildings and property.

Both of these may impact your DTI.One of the difficulties in holding properties for a long time is that equity builds up (either naturally or by forcing with renovation), and I need to sell or refinance to get the equity. 

So, if there is enough recent data of the subject property and the neighborhood AND a reasonably well qualified borrower the system will allow for the appraisal waiver. 

@Antonio WallerYou can also use neighborhood scout, AirDna, Property Radar. 

Quote from @Austin Prewett: The land comes with the house, so you're looking at the value of the entire property.The only reason to consider the land separately is if you plan to tear down and build on the land, but even then you are considering what the final value will be with a home built on it.

Durability in harsh environments, long-term value, and integration into existing neighborhoods are all factors to consider.I'm curious to hear your thoughts!

I'm looking to build on .44 acres in Wilmington NC.

Use an inspector to perform a building inspection that checks all of the components of the home including the electric, plumbing, foundation, windows, roof, hvac, water heater and other appliances.6.

oh i love buying from druglord , and the neighborhood would like you too.