And that is one of the arguments in favor of the refi - it's not a taxable event.  

If you are strong enough to survive, the classic supply/demand will be in your favor.

Regs are not so favorable anymore in Palm Springs and surrounding cities.

If, however, you can find a way to bypass a Board where their rules are limited on your actions, you stack the odds a little more in your favor. 

@Vladimir Oursou hate to sound like a d*ck, friend, but do yourself a huge favor and please get some basic education before you make more offers.   

Investors and retail buyers hoping for conditions less favorable to sellers have so far only seen the opposite throughout the pandemic.ABoR President, Romeo Manzanilla, commented: “Our market is now ultra-competitive because of our dangerously low inventory and that is cause for concern over the long-term.

You also have a property that is taking maximum advantage of leverage and the favorable rate environment.And, you've concentrated your cash so that if a next deal comes along you'll be able to do a refi on that new property to purchase another good investment.

My dilemma is made worse by the fact that there is nearly no inventory in this market with favorable short-term rental specs (no HOA, no land lease, no rental restrictions from the city, etc.), and this property fits them all. 

Does anyone have an recommendations or advice to secure favorable financing on something like this?

Because I am new im not sure whether it would be better to purchase a SFH in a good neighborhood or multi unit property in a less favorable area renting out the second unit?