Be aware that the as the market deteriorates, the sale prices can drop faster than you lower the price.Mike

The only items that tenants pay for are their own utilities, not to include water, sewer and trash.

Home would probably rent for 850-900 with CHA.Owner is offering 50% financing, although his terms are a 10 year mortgage at 9% interest.I tried to see if he was willing to drop the price, but he seemed pretty firm.

I think 62 degree air is probably cold enough, a 20 degree drop from intake to output is about right.

As AllCash has already mentioned (you have quite a memory there 8) ), the PMI drops off at 80 LTV (loan to value)---based upon the figures you provided, your current loan to value is 88...There is no benefit to a rate and term refinance at this point, if your intent is to eliminate PMI...There might have been a time when comparing a refi option with LPMI (lender paid PMI) might be feasible, but in the absense of more info (and prevailing market conditions), you might be better off leaving things alone.Regards,Scott Miller

The best thing is they offer a money back gurantee contract and there not even expensive and its only a one time payment of 795.00. it was the best deal i ever got, I was 5 months behind in forclouser and they were able to get my loan modified and drop my payment from 2346 a month down to 1156.00 a month and my rate went to 3.7% fixed.

It was pretty trashed - but hey aren't they all....Anyway so I head into the basement, cant find the light, I step down into some water - damn.

When speaking to a neighbor, I asked if they knew about this tenant and they said that they didn't think anyone was living there.I dropped off notice saying I'd be going to check on the property for inspection and then visited the unit the next day.

They do wear out.Or a community will be forced to connect to a central facility if there is a pollution problem impacting the ground water.

If you want to play it safe drop the ARV by 2-3% for every month you plan on holding the property.