As for other "bank owned", here anyway, they follow normal local custom. 

but a lot of agents are not custom to working with investors so they don't know exactly whats going on. i personally have gone through 12 agents before i found the right fit for me. she is amazing brings me deals her broker is getting that are bank owned before they hit mL so that day one i have an offer in hand. 2 she not only searches mLs for me but any property i see or she sees thats abandoned she looks up and finds the info on it and gives it right to me if its worth it. she also sends me lists of expired listings monthly so i can send out hand written letters to them expressing interest in buying their property if they are still looking to sell.  

I am Billy from the Scottsdale, Az area and am interested in getting started in Real Estate investing by either flipping or wholesaling as a side business to my full time job at a high-end, custom residential architecture firm.

I was wondering the different ways people take rent to own "down payment" money and if they can do it in such a way where customer can get FHA loan with the down payment money they paid me before moving in.

There are over 40 Different ancillary income streams in the Self-Storage Industry - Truck Rental, Selling locks, boxes, and moving supplies, lighting, shelving, records storage, pack n ship, ebay.....  

I work a full time job making custom cabinetry to make ends meet and do real estate sales after hours and on the weekends for a nice bonus here and there but I want to take it to the next level sooner than later. 

We meet the 3rd Tuesdays of every month at the Custom Kitchens & Baths by Design in La Plata at 7p.  

Most likely you will get an email to print out the whole packet with specific instructions.They will also most likely include a shipping label to send back to them overnight. 

The mantra was speak up and be shipping back to your home state or else...

Do not expect to get any help/support from them though they outsource their customer service and those dudes don't understand certain "need to know" info like criteria.