If this is an investment property the max a lender will allow is 80% LTV on a cash out (if DSCR is over 1.00) and 75% CLTV on a DSCR second (if DSCR is over 1.00).

In practical terms would the city compare a new tenant's rent to a prior tenants rent?  

Junior lenders redeem last minute.. 

You can also speak with a lender to see what you need to do to qualify for a mortgage if buying a house down there is one of your goals. 

This investor let me know that since I have a track record of buying 3 properties, that the hard money lender will give the investor a better rate and add less points if I help.

Purchase price: $190,000 Cash invested: $25,000 Bought this property using HML, total cash in is actually $87,000 including the down payment and lender fees.

Technically (although rare from what I hear), when you transfer your property into an LLC, that is technically a different owner, and the lender may call the loan (meaning you have to pay it back). 2.

Its also more cost efficient compared to NY in terms of fee's and overall costs to set up LLC.When I set my LLC up in Fl it took literally 15 minutes and you will need to get your Tax ID/IEN set up so you can get your business checking account set up with a local FL bank. 

One of the key advantages of crowdfunding is its accessibility, enabling investors to participate in real estate projects with lower capital requirements compared to traditional methods.

But I was wondering if it would be better to look into private lenders.