The government just approved a 2 TRILLION dollar stimulus plan so I'm not concerned about the tenants paying rent. 

We are also hoping to start building our personal home this year which we will be needing to get approved for loan (we’re both self employed), and didn’t know if having another mortgage on this investment property would hurt our sent to income ratios.

After the loan was executed 2 years ago I called the lender after the first payment to process a quitclaim deed and they did not approve. 

I'm sure this situation can play out, so far we have been fortunate, as far as lot rent I would pay the lot rent and then let tenants pay you back otherwise you could end up with large back lot rents you will need to do what parks want or they will force you out by making unreasonable demands for approving tenantsgood luck

Her main point is like mine - government forcing free product with no reimbursement.Your posts may be pending approval.

Similarly, they sent me a list of HUD-approved agencies, and like you said, no one has a clue what I'm talking about.

Although rates are "locked" and terms "approved"  nothing is final until the loan funds unfortunately. 

Lenders often want to see a mitigation plan that is approved by the state or local regulator and sometimes want a lender insurance policy to protect against property damage and personal injury claims. 

2. 3% loan interest looks aggressive, I would budget 3.5%, have you been pre-approved to get a better estimate? 

Other times, if groundwater is not used, states will approve leaving behind contaminated groundwater.