@Jeff Fruhwirth and @Shawn Ackerman  I like that Idea of a multi-family house hack but we are not looking to move... don't want shared walls and really like our current home.

This is a complete reconstruction after a fire and the only components remaining is the roof and exterior walls.

Marc, there are also some "peer to peer" lending companies like Lending Club which may be available to you, though I've read mixed reviews of them online.Here are a couple of articles I bookmarked on the topic: Peer-to-peer lending: From the people, for the people; and Wall Street's Takeover Of Peer-to-Peer Lending Almost Complete.Also, the Mister Money Mustache forums seem to have some good commentary on specific companies such as Lending Club (since MMM was an early user/proponent of it - not sure where he stands on it now).

I don't know if this is beginners luck but I'm going to keep at it this way until I hit a brick wall.

Recently, bought a house in Auction that have everything still there, clothes, furniture, shoes, photos on wall and dressers, food in kitchen, vacuums, and all personal items.

I've got all sorts of off the wall skills (wood working, tile, welding, auto repair, computer/network, electrical, ...etc), which I know is going to be my greatest strength while also causing me to struggle with hiring help.My wife and I bought for 160 in north Austin, and sold for 260 after doing some serious bathroom/bedroom/kitchen remodels.  

I spent 8 days on my hands and knees scrubbing cove base with a toothbrush and caked-on soap scum from the tub, scrubbing and painting walls, and taking 11 passes to the kitchen floor with a mop to strip/seal/polish it etc. to deliver a pristine perfect unit to these people.  

Be explicit in the lease; clogged toilets, broken windows, holes in the walls, etc. 

Judging by the photo, you have a one-way slab spanning from the two bearing walls.

Here is what I would like to see:a set of exterior pictures incl all 4 sides of the house, the front and back yard and the garagea picture of every roomseveral pics of kitchen and bathroomsfurnace, AC, water heater, electric breaker panel and electric service outsidebasement walls, cracks if any, water stains, any puddlesa close up shot of: a sample window (the frame, not the glass), flooring, siding, roof shingles -  if possibleanything else that needs attention or is broken (crumbeling chimney, a huge fallen tree, water stains on the ceiling etc)Better to take the pictures with an actual camera with a real flash, cell phone shots are usually not good enough, because they turn out too dark and don't show details.