If you live anywhere inside the 610 loop west of downtown, I would bet that 75% of the homes are condos or townhomes. 

That's correct Curtis.We have in house property management and Realty.Hired a "retired" broker also so our agents can work through now an in house brokerage also :)The contract saga of all this is finally coming to an end lolLots of jibba jabba legalitiesI bet our attorneys love us right now haha $$$Thanks

Also wondering if other Texas cites like Dallas-Fort Worth or San Antonio that aren't so strongly tied to the oil and gas market might be a safer bet?

@Scott Trench    OK  lets take long term... buy a home in Cupertino or Palo Alto in 1995 for 450k and apple stock at what ever it was at.homes have tripled to quadrupled in the last 20 years and of course 100 to 200k of apple stock back then is probably worth 10 to 30X  not a stock guy but I bet its somewhere.that I why silicon valley is what it is.. no need to go any further than there.get a high paying job... buy the right company stock buy a personal resi  HOLD for 20 to 30 years retire rich.. nothing more nothing less

I bet it's near a murder or otherwise in a high crime zone. 

I'm not see as much financial advantage to putting the down payment so it would be less risk and more advantage to keep it...perhaps even pay off sooner but keeping it for now I think is the best bet!

You're really betting on appreciation, which might be great.

I would think Hood being huge and in Texas is a good bet.  

Miles driven to see properties may be your best bet.

Markets without the possibility of making these negative bets will be inefficient.