Low or no down pmt for VA mortgage.

[Kathy Mckee]

I am looking to purchase a 4 unit apartment complex and living in one unit. I can get a VA loan with 0% down, which does not increase the interest rate. I am use to thinking that I should put a good down payment down. However, I am wondering if I should go with the 0% down and just have either a higher monthly payment or add more years to the mortgage and save my cash? I do own two other duplexes with conventional mortgages and pay more each month on the principal to pay off earlier. Any advice would be appreciated!