I would wait for 1-1.5 yrs or longer.2.

Also great to earn while you learn instead of waiting.

Personally, I would wait until it's time to renew them and then tell them they can deposit the funds for me to paint it back later or they can move out and I'll deduct it from the deposit after they are gone.

Do not wait for problems to arise to learn your local laws.

However, I'd argue that there is no more risk in holding than there is in pursuing hard money and ending up not being able to refi out.I'm sure there are those that would say sell and pursue private money or hard money, but if monthly cash flow is $300 or more I'd wait it out.

Many other big banks will require you wait 6 months to 1 year. 

Question is, is it worth the time and effort to stick people with ~70% value offers or should we wait out this market trend?

What I've had in mind, is to wait tables nights and weekends and do commercial real estate 9-5.

If i do purchase rental property, is there a period of time I need to wait before a lender will consider any of that income?

Is there a certain amount of time that I should wait before I reapply elsewhere for a HELOC or should I try and apply with various loan institutions for a HELOC within a short time period (i.e., 1 month period)3.