Rotunda is also really close to the water where the last hurricane hit, so the market there in general might be a bit odd right now coming into another hurricane season.

." -...this doesn't seem to be the case where the state building code wasn't adopted.

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If that is the case where you are, I'd recommend 20%.

I recently did that two where going to move in but only one paid for Screening  in a timely manner so I went on to the next 

Is it feasible to obtain a loan or a good old boy agreement where a lender offers 100% financing for both the purchase price and construction costs at hard money rates, secured by a second position on the borrower's other properties?

I totally understand where you're coming from.Sounds like you need to get a more confident estimate on the MTR rental income you can expect.

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What's the standard in the market where this property is?

I'm eager to learn from those who have already navigated the challenges and opportunities of multi-family investing, and I'm equally excited to collaborate with others who are just starting on this path.One of my main goals is to find a team of like-minded individuals where I can contribute my skills and knowledge while also learning from others.