General stuff like replace floor, carpet to vinyl floor , painting wall , kitchen cabinet, repair, replace tub ,..,, small minor stuff .  

I have run the numbers through BiggerPockets calculators and it looks like a solid investment in multiple scenarios.So, I would finance the purchase and repairs.

I put $25,000 into repairs, but could have saved $5,000 if I had gone with the GC's people instead of my own (at the time I had not quite settled on the GC). 

For example, if the heat goes out in your own home in the dead of winter, you can say, "Meh, I don't have the money right now for a repair person. 

To me it looks like you have to add in hypothetical numbers (estimated monthly repair costs, vacancy rate, etc..).

You are already ahead of most being 19 with savings.

Following year adding a second property with 100k down, and either adding the profits from the first property to the down payment or keeping it for repairs etc.  

I had to go through the process of signing a new lease, meeting the existing tenants, doing repairs, enforcing rent payment rules, violations from code enforcement and finally an eviction.    

I have vertical blinds in my rentals but I’m tired of the maintenance/repair/clean up after every tenant.

I will go ahead and remove Lakewood from my list because of the higher house prices and my top 4 then, based on your advice, is : (1).