As I indicated at the beginning I'm sure there are less labor intensive ways to get ahead in real estate but this get-wealthy-slow, sweat-equity path has been really low risk and reasonably lucrative.

Whenever a tenant indicates by word or action that they intend to vacate a unit, I make sure they sign a "Notice to Vacate" form, which explains keys points required by our landlord-tenant law.

They had indicated that I needed to register before they could file the foreclosure suit. 

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Minimal if any repair required.Purchase price: $134,000Down payment: $13,400 (10%)Closing costs: $3000 ( projected )Repairs: $1000 ( projected )Rent: $1300/moMortgage: 5.2% fixed 30yrs.Insurance: $83/mo ( does this seem high to anyone familiar with Indy?

Locked in a low interest rate and been coming out positive, tenants just renewed for a 2nd year so I am feeling really good, maintenance work has been minimal.  

I'm generally the investor in the building but I act like an owner and only rent to "owner" types so I have minimal impact.

One of the bullet points on their letter say this is done so that owners can see the ups and downs on the monthly bills and they can see if there is any indication of underground leaks.I really like FPL (Florida Power & Light) where they let you establishes a landlord account and put properties under it. 

Agree with @Joel Owens Plus, since this is a quad, you would qualify for the 3.5% FHA program, if you could occupy it within 60-days of purchase.You didn't indicate what the units currently rent at. 

Not only does this book provide detailed information that you won't find anywhere else, but it's organized to guide you through every stage of the buying process.With the expert help and guidance of The Home Buyers Handbook, you'll be able to minimize the amount of time and stress that it takes to successfully find a home in New York City.