I always use the larger banks as there are branches located through out the country and the features they provide are greater than the small local banks.

I would say there is much larger demand for a 4 unit property than a 6-8 unit property.

Complicating this issue is the need to do a 10-31 due to stepped up value/capital gains tax on half of the land.  

I would hate for this to be an issue.2.

Also discuss with the contractor the time expected for the project if its small, mid or large and if it needs permits and how long would it take for permitting and all, also payment terms, make sure you go with payment terms that are fair to you and the contractor (so many terms but most common is monthly based on completed work with an upfront for materials) and ALWAYS keep the last payment until project is closed (retainage) and you do your walkthrough and if there's any issues you write them down and provide the contractor with (punch list to release the retainer once they're corrected or fixed). read about how to deal with contractors and always ask for references but it really depends on how big the job is, personally I wouldn't spend too much time doing due diligence on small jobs such as door latches or shelving rather on additions, layout change and other scopes.Good luck!

If your units are larger, the appraiser will make the necessary adjustments.  

Insurance is a big issue and crisis now in Florida.

great insight. i suppose i was focused on the positives of continuity but didnt consider any potential issues or large market swings. thank you!

Accountants are in such demand, that the best are not even accepting clients half the time.The other problem I see often with accountants on here is that they specialize in larger investors, and have really high prices when you as a smaller investor do not need all the bells and whistles.Another thing I see is folks thinking they need to have a tax professional in their state.

We both work remotely and are curious about how long we can stay at the rental before it becomes an issue, wether thats state tax implications or perhaps when our jobs should be notified that were working in WA vs OR?