To find an example you can either search your county clerk's website for a previous quit claim deed to another property - they are widely used, or even the internet.  

How are you streamlining rent collection from people that don't use the internet?

Next we had to install a 24/7 first responder fire alarm monitoring system ($100/month) through a security firm that also required high speed internet to monitor the alarms & sprinkler system.

You have to have a either an automated security gate with internet communication to you and lock down and open up. 

In addition to normal real estate expenses you will pay utilities, cable/internet, cleaning fees if you hire a cleaner, supplies such as toilet paper, paper towels, and other amenities you will provide.

JWB (Jacksonville Wealth Builders) is a quality company in Florida and to be direct, there are several providers in the Memphis area that vary in price point and area concentration.  

Some of this may be a function of supply/demand in Austin too and lender's bullish nature on lending given what the regulators will allow them to do with this part of their concentration.  

Prosperous urban areas - for the most part - have big concentrations of services which make them attractive places to live.

A little background on us: I am a recent MBA graduate with a concentration in finance from Stockton University and just purchased a primary residence near Smithville, NJ.

Before you communicate any further with this "lender" (or any other strangers you meet on the internet) and even consider doing business with them (and certainly before you send them any of your hard earned money), read these posts and learn how to spot the scammers and fakes:-  Should I be worried about my DTI?