In the event that Borrower is in default then the interest rate will increase to fifteen (15%) percent per annum from the date of the default to the date that the default is cured or the loan is paid off in full, and Borrower will be assessed an additional loan fee of 2% of the principal amount.

I am now considering renting by the room for my current house.

I'm a newbie trying to rent out rooms in my 4-bedroom, 3-bathroom house in Seattle.

I moved up here to get a bunch of land to house hack and the trailers are in livable condition. 

I "flipped" the house I used to live in (and rent rooms out of), and currently run an Airbnb in my second house. 

I have a vacant lot that I can build a 1200 SqFt house on.

Order something from every bar, order something from every restaurant, make the waitresses work for you, tour the place- the restrooms- the kitchens- the back of the house and walk the entire outside of the building. 

My local housing authority put in some vague language to the payment standards for the landlord.

Looking at the homes on the market, prices vary wildly from $~200-$400+/sqft and it doesn't seem to correspond to just the quality of the house.

I recently purchased a primary home in LA County Sept 2023 (only put 5% to do renovations and have an interest rate of 7.25%; I rent out back unit when we are out of town and intend to rent out main house eventually).