I have personally had two deals fall apart this past year due to this loan, and one of the deals was probably the best deal of the whole year in Berwyn (a hot market).  

I would go in for your water/sewer first without initiating the discretionary processing.

We already have a well and water system installed able to accommodate the new build but That's about all I know.

Yes..your welcome, @Cleon Wilson, it's going to be hot!!

The market is hot - but the numbers still work on certain properties.

Roof, HVAC, water tanks, necessary updates etc.

My goals involve building long-term wealth through buying and holding rental properties, however, my largest barrier to entry is obtaining down payment a such a hot market.Since graduating in 2016, I have been working as a digital marketing consultant and paying $850/mo in rent living with 3 others.

This dirt compacted very hard under minimal water sprinkling and had standing water for 5+ hours in full sun 85 degree weather (beneath the standing water, the dirt was relatively dry - so it was holding water, not draining at all).  

This dirt compacted very hard under minimal water sprinkling and had standing water for 5+ hours in full sun 85 degree weather (beneath the standing water, the dirt was relatively dry - so it was holding water, not draining at all).  

They are not separated, electric, water are all on one meter right now, for both homes.