@Matt Vaughn Brokers and agents get confidential information from their clients that might be shared with other agents and brokers, but they do not want made public, and that's why there are rules governing MLS access.

I would think that the worst has passed now that a new government is in and intent on returning to a more investor friendly regime. 

When you start dealing with Private Lenders you start getting into SEC Regulations.. you might want to stick to the Hard Money Lenders and Lenders registered with the Banking Commission.

The other reason you'll need this Roth IRA is to act as the final depository for your Roth 401K funds when you turn 70 1/2. 401Ks have Required Minimum Distributions, which is where the government will tell you when and how much to take from your 401K.

These are new areas attracting mostly professional who are long term transient (military, government, high level manufacturing).

Second, my interpretation of the regulation you posted above is that you would need a license if you did any of the renovation work yourself, not if you were to hire out all the construction work.

If you create a note that does not comply with the current regulations, then you will have an impossible time selling the note to anyone other than an uneducated buyer.

Find the zoning regulations for your area .

I'm not intimately familiar with NY law; it just has a reputation of being much more tightly regulated than other states.

Its too highly regulated.