Use a good quality, fine toothed saw blade.We use a portable table saw, masking tape on the formica, and cut it from the formica side, right down the middle of the masking tape.It seems to me that my saw blade (just the blade) was over $100, but it does a great job and it can be resharpened, so should last just about forever.Good tools are worth the money.My table saw has a cutting guide, but you can get a cutting guide to go on a skil saw, so with a good blade, you should be able to make an acceptible cut with a skil saw.There are free standing supports with rollers in the top that you can use to support the ends of the countertop if you have to work alone.

In this case it seems that the landlord waited and then didn't honor the money brought in my the tenants caregiver which would full pay the rent.Collecting rent doesn't seem to be the main issue here, it seems more likely that the landlord was looking for an excuse to evict and wasn't going to let anything stand in the way of that.

You mean mechanics and this sentence is just fine as it stands.

Another topic too, sorta related about hanging, I had alot of young tenants and always tried to "educate" them in the care of property, even theirs, so do you show them any tricks to housekeeping, safety issues like securing a large TV on a tippy stand or how to reduce thier utility bills?

At least vote for the standing issues presented.

I have had to stand up to inspectors about this and ask them if nothing else on on the circuit then how do you know they are still getting power?

Reason I'm concerned is two-fold, quality of tenant and what if the street/neighborhood does become crap & getto in 10/15/20 years?

As far as ARV and the rest go I have been looking at properties topping out around the 150,000 range but knowing where I stand with getting financing would help me to understand what i can offer for a property

I am considering paying for a folding service on my letters or purchase a letter folder myself!

As Wayne posts above, the addenda will state that that the bank has no knowledge of any defects (or anything really), that anyone who stated anything about the property was not authorized to and that the bank won't stand by their statements if they made any.