I recommend a community bank close to the property, to include credit unions. 

We managed the project from start to finish.

@Wilson Lau does $400/sq ft includes everything - including foundation?  

I have a few critical questions:1- Do I need permit for kitchen and bathroom remodeling (which includes changing the layout within its boundaries without expanding it)?

However, modern appraisal practices require that these spaces with low ceiling height be valued LOWER similar to how a finished basement is valued.

Quote from @Trino Martinez: I came across an article (link below) about a proposed bill (HB355) in Utah that did not make it out of committee that would include among other things a requirement for landlords to give 60-days notice for rent increases.

Make sure your painters are respecting the finishes and not putting dripping paint cans on your brand new finished counters.  

Also are utilities included?

I told them that I had already paid an extra 3% service fee, which they could deduct from the balance, but they claimed it was already included in the mortgage and could not be used for a refund.Now it seems they are fully scam.how can I do to get my money back, I have lost around $6062 USD for this case.Because it is criminal, can we report to police and get the money back? 

I would not include the smoking background and pet policies in every reply.