If I'm bored with that lifestyle, I'll re-evaluate and cross that bridge if/when I get there. 

I wish more people were aware of the lifestyle power of that kind of strategy.

The forum does not know your personal tolerances, lifestyle, family situation, and ultimate goals.Here is a likely scenario, at least how I foresaw it play put for me.

However, financial freedom goes beyond simply replacing your current income; it entails maintaining your current lifestyle indefinitely.

While this amenity enhances the guest experience, it also comes with a significant responsibility to ensure guest safety and minimize any potential risks or liabilities.I'm interested in learning from your collective expertise about what signages, safety measures, and precautions I should put in place to provide a safe and enjoyable pool experience for my guests.

Insurance that not only covers the dwelling, but lost income, enhanced liability protection, and more. 

They want to better their lifestyle and a one-off discount is perceived as temporary and lesser.

I'm not sure what I'd be doing with my life if I wasn't spending my work hours doing real estate.How do you like to spend the majority of your days and can your current income situation support that lifestyle over the long haul?

Oh well, if you only WANT to put down 3.5%, you're probably going to be forced to compromise your wished-for lifestyle anyway, given that you're keen on it being a great INVESTMENT. eg.

That Northern Central Valley area is a great nexus of both coastal and mountain lifestyle.