I'm getting ready to refinance and I was planning on opening a new bank account. I am wondering if it could have any impact on my credit score.

Thanks.

It a really great book on the subject, and explains how it is happening, current effects, and long term effects.

You should still close this purchase through a title company (or lawyer, if that's the local convention.)

Is there a way to get my money without having to deal with courts and lawyers?

You know you're an investors when:1) you bought the cat urine house and you're trying formulas and methods of applying deck and porch enamel on the floors inside yourself to prove to the painter he CAN get that smell out.2) your broker is reassigning a HELOC to one house instead of being attached to several to give you less than 10 mortgages on a loan.3) your lawyer says the title is messed up on the house you're buying and it's going to take $2000 to straighten it out and you go out and find a title insurance company to do the job instead for $150.00.

If they recognize it and say its ok, generally your good to go, though nothing is better than your RE lawyer looking at it.

A large chunk of our money that is collected for assessments pays the management company bills and the landscaper, and the lawyer.

Now Jared that may have worked for Mario when he won the election over Donkey Kong for animated president, but I am not sure it will have the same effect here.I would just say to be very friendly and talk to everyone for you do not know how much that person may help you.

Or worse.Jason is correct about opening title with a title company (or lawyer, if that's the process where you're working).

We are waiting 4 weeks now for the owners bank and lawyer to work-out the deal and what othr payments the owner has to make to the bank.