But again, when the country is sitting on $13 tril of consumer debt (mortgages, credit cards, student loans, auto loans), then people need a starting point just to get back to even.

that works well in other countries its auto debited from their checking accounts.. of course we know many low end tenants don't have checking accounts and never will .. but for those that do have you considered it..  

In my opinion, when you find something you enjoy and have a passion for it you work harder at it, rather it is real estate, auto repair, medical or an electrician.

The main thing you want to do when buying a used car is to take it to a 3rd party auto shop for a pre-purchase inspection, then use that information to renegotiate the price same as you would renegotiate a property during the option period as your due diligence develops.

I also agree the auto-loading youtube video on the "dashboard" should not auto-play, its the same video almost every time.

The umbrella policy is relatively inexpensive and the insurance company can write the policy to cover not only your rental property but also primary residence, auto, watercraft, etc....Once you scale, then you could file a quit claim deed and transfer title to your LLC.

I am a Robot Programmer in the Auto Industry and am on 10 years now.

After getting the police report, I filed a claim with the driver's auto insurance and got a claim paid for $20,000. 

With that being said I have been doubling down on the two personal loans that I currently have (student loans & auto loan).

Are autos getting cheaper too?