There will be an adjustment up or down for condition, amenities, etc like any residential appraisal, but based on the neighbor nonetheless.  

Then you could adjust the payment up or down depending on what you want your cash flow and balloon payment to be.  

Almost two years ago we moved to Orange County California to be closer to my aging mother in law and a better climate for my health.

Tankless systems cost a lot, and require a lot of natural gas volume to support.Each tenant can adjust the temperature and pay for their own gas.

You need a system that is multi-faceted and adjustable to a variety of conditions.

I'm just giving alternatives to a question asked on the bigger pockets forums.We have had a few people who moved here tried to do the arid climate landscapes.

Hello BPI am new to this BP Forum and have a newbie question about "Loan Assumption" and pre-payment penalty clause on a commercial property I am interested in.Property value (asking price) $1,500,000Original Loan amount: $1,200,000Current Balance: $900,000 (This loan needs to be assumed)Term : 15 yrs self amortizingInterest Rate Type : Adjustable every 5 years (current 4.75%)Prepayment : Yield Maintenance1) I would like to get  experts'  opinion on all pros and cons of assuming this loan knowing the fact that interest rate is higher than the existing market rate and it is adjustable every 5 years.2) With Adjustable Interest Rate, is it up to the lender to increase the rate every years or it can go down?

If so, I probably don't need much more money, so I'd spend another year or two aggressively repaying the last two houses, and then retire in some warm tropical climate within a total of 6-7 years after this all started.

Look up how to make adjustments on the internet.  

If that does not fly, try securing the Vendor's agreement that you will handle the remediation and the cost will be deducted as an adjustment at Close.Somewhere along that path, someone will tell the appraiser to don a respirator and do his job.