Do you reckon that's cool to ask, or are there some legal hoops to jump through?

An investor doesn't pay asking prices or waste their time trying to negotiate 5-10% off asking price.An investor calculates an offer price based upon what price it will take to make their ROI target number work!

Cashflow markets are still easy to find, it sounds like you're after stability - buy near a military base. 

If you are Chicago based, we have a fantastic community for sure.

While I can't definitively say which are the absolute top 5 zip codes in Columbus, I can help you narrow your search for Class A neighborhoods that offer a good balance of rental cash flow, low vacancy rates, safety, and strong school systems.Some promising areas to consider based on general market research include New Albany (43064), known for excellent schools, safety, and strong rental demand, although cash flow might be lower due to higher property values.

Does anyone know any companies that will insure conditionally, based are her remediating the issues after close?

@Logan M.I don't invest in these, however in my area I hear from others about all the bs hoops they need to constantly jump through because of EPA regs.

(Before people jump on me, I know there are exceptions, especially multiple family situations, but let's be real.

Most lenders will cap your leverage based on the ARV. 

Original term is 15 years with a 1/1 adjustable variable rate based on Fed rates, no 5 year adjustment, no balloon, 2% annual cap.